Mortgage rates were mostly unchanged this week, remaining near the lowest averages of the year, Freddie Mac reports in its weekly mortgage market survey.

Freddie Mac reports the following national averages with mortgage rates for the week ending April 16:

  • 30-year fixed-rate mortgages: averaged 3.67 percent, with an average 0.7 point, rising slightly from last week’s 3.66 percent average. Last year at this time, 30-year rates averaged 4.27 percent.
  • 15-year fixed-rate mortgages: averaged 2.94 percent, with an average 0.5 point, rising from last week’s 2.93 percent average. A year ago, 15-year rates averaged 3.33 percent.
  • 5-year hybrid adjustable-rate mortgages: averaged 2.88 percent this week, with an average 0.5 point, rising from last week’s 2.83 percent average. Last year at this time, 5-year ARMs averaged 3.03 percent.
  • 1-year ARMs: averaged 2.46 percent this week, with an average 0.4 point, holding the same average as last week. A year ago, 1-year ARMs averaged 2.44 percent.

Source: Freddie Mac